Coast360 Federal Credit Union Go to main content
Apply for a Coast360 FCU Loan Member Switch Kit
Routing Number 321481612

Drive this loan home! Save on your new car purchase with a Coast360 Auto Loan! 60 months as low as 2.00% APR. Apply online today! Terms and conditions apply. Buy or refinance and save.

Save on interest and monthly payments with these low rates when you purchase a new auto or refinance your 2020 auto loan from another lender. For a limited time, we will also cover the DMV recording fee* and waive your auto inspection for refinanced 2020 vehicles.

New Auto as low as  New Auto as low as  View all rates
2.00%APR* 2.25%APR*
for 60 months for 72 months  Apply Now

Calculate your savings.

Using the Auto Loan Refinance calculator below, input your current auto loan balance, current monthly payment, and interest rate, and indicate your desired term (in months) and interest rate to estimate how much more you could be saving in interest when you refinance. 

Potential savings.

Here's a sample of how much your overall savings can be by refinancing at a lower interest rate and/or extending your monthly term.

Savings with a lower interest rate:

Description Original Loan 
amount $35,000
Refinanced 
at $31,897.94
Term 60 months 60 months
Interest Rate 5.25% 2.00%
Monthly Payment $664.51 $559.10
Est. Total Payment
with interest
$39,870.57 $33,545.96
TOTAL SAVINGS $2,337.55**

Savings with a lower interest rate and extended-term:

Description Original Loan 
amount $35,000
Refinanced 
at $31,897.94
Term 60 months 72 months
Interest Rate 5.25% 2.25%
Monthly Payment $664.51 $474.02
Est. Total Payment
with interest
$39,870.57 $34,129.33
TOTAL SAVINGS $1,754.18**

 

*Annual Percentage Rate (APR) is effective 9/1/2020. Rates displayed apply to new auto loans only. The APR, amount financed and terms may vary depending on each individual's creditworthiness. Up to 100% financing available to qualified borrowers of new auto loans. 2020 vehicles can be financed at New Auto rates until 12/31/20. DMV Recording Fee is waived for all auto loans with another lender that are refinanced with Coast360 for a term of 60 months or greater; valid for applications submitted by 12/31/20. Other DMV costs are not covered by Coast360. Terms and conditions apply. All credit union rates, terms, and conditions are subject to change at any time without notice. Coast360 membership is required. 

**Total savings shown assumes that you have made 6 months of timely payments towards your loan and compares the interest amount remaining on the original loan with the total interest amount on the new loan. It does not include interest payments already paid towards the original loan. 

Go to main navigation