Term Shares & IRAs
Term Shares
Most financial institutions require a deposit of at least $1,000.00 to earn interest on a certificate of deposit. With Coast360 you have the opportunity to earn higher interest with as low as $500.00.
| Term Shares | |
| Effective Date: January 1, 2021 | |
| Term | APY* |
| Minimum $500 required to establish account | |
| 3 months | 0.55% |
| 6 months | 0.65% |
| 9 months | 0.65% |
| 12 months | 0.85% |
| 18 months | 0.90% |
| 24 months | 0.95% |
| 36 months | 1.10% |
| 48 months | 1.15% |
| 60 months | 1.25% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
| Jumbo Term Shares | |
| Effective Date: January 1, 2021 | |
| Term | APY* |
| Minimum $100,000 required to establish account | |
| 3 months | 0.60% |
| 6 months | 0.70% |
| 9 months | 0.70% |
| 12 months | 0.90% |
| 18 months | 0.95% |
| 24 months | 1.00% |
| 36 months | 1.15% |
| 48 months | 1.20% |
| 60 months | 1.30% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
IRAs
Looking forward to retirement? Be sure you’re prepared. We offer a Traditional and ROTH IRA’s to help you start saving for retirement. We also offer an Educational IRA to help reduce the financial stress that comes with paying for college.
| IRAs Traditional / ROTH / Coverdell ESA Savings Account | ||||
| Effective Date: June 22, 2020 | ||||
| Dividend Rate | APY* | Min. Balance | Dividend Compounded | Dividend Period |
| 0.25% | 0.25% | $5.00 | Daily | Quarterly |
| *APY is Annual Percentage Yield | ||||
IRA Term Shares
If you would like to see your IRAs gain more interest, consider opening an IRA Term Share.
| IRA Term Shares | |
| Effective Date: January 1, 2020 | |
| Term | APY* |
| IRAs Traditional / ROTH / Coverdell ESA | |
| Minimum $500 required to establish account | |
| 12 months | 0.85% |
| 24 months | 0.95% |
| 36 months | 1.10% |
| 48 months | 1.15% |
| 60 months | 1.25% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
| IRA Jumbo Term Share | |
| Effective Date: January 1, 2021 | |
| Term | APY* |
| IRA Jumbo Term Share Traditional / ROTH / Coverdell ESA | |
| Minimum $100,000 required to establish account | |
| 12 months | 0.90% |
| 24 months | 1.00% |
| 36 months | 1.15% |
| 48 months | 1.20% |
| 60 months | 1.30% |
| *APY is Annual Percentage Yield. | |
The minimum balance required to open this account is $500 ($100,000 for a Jumbo Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalty: If your account has an original maturity of one year or less, the penalty we may impose will equal 30 days dividends on the amount withdrawn. If your account has an original maturity of more than one year, the penalty we may impose will equal 90 days dividends on the amount withdrawn. Terms and conditions apply.
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