60th Anniversary Thrive & Win Giveaway
Official Rules & Details
A. RAFFLE PERIOD AND DRAWING:
The Coast360 Federal Credit Union 60th Anniversary Raffle period begins on September 24, 2022 and ends on December 31, 2022.
Raffle Drawing including the top three (3) prizes will be held on Friday, January 20, 2023 at Coast360’s Maite Member Center. This drawing is separate from the monthly raffle drawing indicated below. Need not be present to win.
Monthly raffle drawings for the $360 grocery shopping spree will be held on Monday, October 31, 2022; Wednesday, November 30, 2022; and Saturday, December 31, 2022 at Coast360's Maite Member Center. Need not be present to win.
NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
The 60th Anniversary Raffle Drawing is open to current and prospective Coast360 Federal Credit Union (“Coast360FCU” or “Coast360”) Members who are legal residents of Guam and 18 years of age or older as of the date of their entry. Coast360 reserves the right to request for verification of residency and proof of legal age. The following individuals are not eligible to enter or win: Coast360’s Board of Directors, Members of the Supervisory Committee, Management and Staff and their immediate families (spouse, parents, children, siblings, in-laws and/or the household members of each).
For purposes of this raffle drawing, an eligible Coast360 Member is defined as a Coast360 Member in good standing in accordance with the Coast360’s Field of Membership and Article II, Section 4 of the credit union by-laws. A prospective member is defined as an individual who is not yet a Member but is eligible to become a member in accordance with the Coast360’s Field of Membership.
C. HOW TO ENTER:
Members will be entitled to a raffle entry from utilizing any of the following loans and deposit products/services. Raffle entries are not transferrable. Members can accumulate raffle entries depending on their availability of any of the following Coast360 loan and deposit products/services:
1. UNSECURED PERSONAL LOAN
One (1) raffle entry for every personal loan booked
2. NEW VEHICLES
One (1) raffle entry for every new vehicle loan booked
3. USED VEHICLES (Purchased or Refinanced)
One (1) raffle entry for every used vehicle loan booked
4. CASH REWARD CREDIT CARD
One (1) raffle entry for every new card opened
Additional one (1) raffle entry for every balance transfer from another financial institution
5. MORTGAGE LOANS
One (1) raffle entry for every mortgage loan financed
6. OTHER SERVICES (automatic raffle entry)
One (1) raffle entry for completion of member survey; one per month.
HOW TO ENTER MONTHLY RAFFLE (automatic raffle entry)
1. CASH REWARD CREDIT CARD & VISA DEBIT CARD
- One (1) automatic raffle entry for every minimum Cash Reward Credit Card or Debit Card transaction of $60 or more during the raffle period.
D. PRIZE REDEMPTION:
Winners will be randomly selected from among all eligible entries received by December 31, 2022 at 5pm. Potential winners will be notified by Coast360 via telephone or email. All potential winners must comply with all terms and conditions of these Official Rules and being declared a winner is contingent upon fulfilling all requirements set forth herein. In the event the potential winner is unreachable, the prize notification is undeliverable, or if a potential winner declines acceptance of the prize within 5 calendar days of notification attempt, Coast360 may award the prize to a randomly selected alternate potential winner.
Prizes won in Coast360’s 60th Anniversary Raffle are not transferrable and not redeemable for cash or other services or products than those listed on the prize certificate, and must be accepted as awarded.
E. GENERAL CONDITIONS
By entering this raffle and/or accepting a prize as a selected winner, each entrant/winner agrees that he/she read these Official Rules and that he/she will be strictly bound by them. Coast360’s decision shall be final in all matters pertaining to the raffle and any/all prizes awarded. By accepting a prize, winners grant Coast360 the right to use their individual names, addresses, photographs and likenesses for advertising, publicity and promotional purposes and for any such purposes as Coast360 so determines, in any and all media worldwide without limitation, without further compensation or permission, except where prohibited by law. All federal and local laws apply. Coast360 reserves the right to cancel, suspend and/or modify the raffle, or any part of it, if any fraud, technical failures, viruses, tampering, or any other factor beyond Coast360’s reasonable control impairs the integrity or proper functioning of the raffle, as determined by Coast360. Coast360 reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the raffle or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Coast360’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. No more than the stated number of prizes will be awarded.
F. GENERAL RELEASE
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Each entrant hereby agrees to release, indemnify and hold harmless Coast360, its Officials and Employees, from any claims, actions, damages, losses or injury of any kind, including but not limited to, personal injury or death, resulting from participating in the raffle or from acceptance, use or misuse of a prize awarded or participation in any prize-related activity. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages; loss of data; income or profit; loss of damage to property; and/or claims of third parties. Entrants agree that Coast360, its Officials and Employees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express, or implied (including but not limited to, the implied warranties of merchantability, title and fitness for a particular purpose), in fact or in law, relative to the raffle or to any prize.