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Coast360 Federal Credit Union Go to main content
Apply for a Coast360 FCU Loan Member Switch Kit

Routing Number 321481612

Term Shares & IRAs

Term Shares

Most financial institutions require a deposit of at least $1000.00 to earn interest on a certificate of deposit. With Coast360 you have the opportunity to earn higher interest with as low as $500.00.

Term Shares
Effective Date: December 24, 2012
TermAPY*
Minimum $500 required to establish account
3 months 0.35%
6 months 0.40%
9 months 0.45%
12 months 0.50%
18 months 0.60%
24 months 0.65%
36 months 0.75%
48 months 0.95%
60 months 1.05%
*APY is Annual Percentage Yield and is subject to change without notice.

Jumbo Term Shares
Effective Date: December 24, 2012
TermAPY*
Minimum $100,000 required to establish account
3 months 0.45%
6 months 0.80%
9 months 0.90%
12 months 1.00%
18 months 1.10%
24 months 1.20%
36 months 1.30%
48 months 1.35%
60 months 1.45%
*APY is Annual Percentage Yield and is subject to change without notice.

IRAs

Looking forward to retirement? Be sure you’re prepared. We offer a Traditional and ROTH IRA’s to help you start saving for retirement. We also offer an Educational IRA to help reduce the financial stress that comes with paying for college.

IRAs Traditional / ROTH / Coverdell ESA Savings Account
Effective Date: June 1, 2012
Dividend RateAPY*Min. BalanceDividend CompoundedDividend Period
0.30% 0.30% $5.00 Daily Quarterly
*APY is Annual Percentage Yield

IRA Term Shares

If you would like to see your IRAs gain more interest, consider opening an IRA Term Share.

IRA Term Shares
Effective Date: December 24, 2012
TermAPY*
IRAs Traditional / ROTH / Coverdell ESA
Minimum $500 required to establish account
12 months 0.50%
24 months 0.65%
36 months 0.75%
48 months 0.95%
60 months 1.05%
*APY is Annual Percentage Yield and is subject to change without notice.

IRA Jumbo Term Share
Effective Date: December 24, 2012
TermAPY*
IRA Jumbo Time Share Traditional / ROTH / Coverdell ESA
Minimum $100,000 required to establish account
12 months 1.00%
24 months 1.20%
36 months 1.30%
48 months 1.35%
60 months 1.45%
*APY is Annual Percentage Yield.

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