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Routing Number 321481612

Term Shares & IRAs

Term Shares

Most financial institutions require a deposit of at least $1000.00 to earn interest on a certificate of deposit. With Coast360 you have the opportunity to earn higher interest with as low as $500.00.

Term Shares
Effective Date: June 26, 2017
TermAPY*
Minimum $500 required to establish account
3 months 0.50%
6 months 0.80%
9 months 0.85%
12 months 1.40%
18 months 1.45%
24 months 1.60%
36 months 1.75%
48 months 1.80%
60 months 2.05%
*APY is Annual Percentage Yield.

Jumbo Term Shares
Effective Date: June 26, 2017
TermAPY*
Minimum $100,000 required to establish account
3 months 0.55%
6 months 0.85%
9 months 0.90%
12 months 1.45%
18 months 1.50%
24 months 1.65%
36 months 1.80%
48 months 1.85%
60 months 2.10%
*APY is Annual Percentage Yield.

IRAs

Looking forward to retirement? Be sure you’re prepared. We offer a Traditional and ROTH IRA’s to help you start saving for retirement. We also offer an Educational IRA to help reduce the financial stress that comes with paying for college.

IRAs Traditional / ROTH / Coverdell ESA Savings Account
Effective Date: October 1, 2014
Dividend RateAPY*Min. BalanceDividend CompoundedDividend Period
0.30% 0.30% $5.00 Daily Quarterly
*APY is Annual Percentage Yield

IRA Term Shares

If you would like to see your IRAs gain more interest, consider opening an IRA Term Share.

IRA Term Shares
Effective Date: June 26, 2017
TermAPY*
IRAs Traditional / ROTH / Coverdell ESA
Minimum $500 required to establish account
12 months 1.40%
24 months 1.60%
36 months 1.75%
48 months 1.80%
60 months 2.05%
*APY is Annual Percentage Yield.

IRA Jumbo Term Share
Effective Date: June 26, 2017
TermAPY*
IRA Jumbo Time Share Traditional / ROTH / Coverdell ESA
Minimum $100,000 required to establish account
12 months 1.45%
24 months 1.65%
36 months 1.80%
48 months 1.85%
60 months 2.10%
*APY is Annual Percentage Yield.

The minimum balance required to open this account is $500 ($100,000 for a Jumbo Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalty: If your account has an original maturity of one year or less, the penalty we may impose will equal 30 days dividends on the amount withdrawn. If your account has an original maturity of more than one year, the penalty we may impose will equal 90 days dividends on the amount withdrawn. Terms and conditions apply.  

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