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Apply for a Coast360 FCU Loan Member Switch Kit
Routing Number 321481612

Value Checking

We currently offer one type of checking account. Why? Because we’re confident this is an account everyone will enjoy. It’s a practical yet value-filled choice because unlike traditional free-checking accounts, it cost nothing to maintain, but still allows you to earn a little more on the money you use most.


  • Earn up to 0.30%APY1
  • No minimum balance requirement to avoid a service fee
  • No monthly service fees
  • FREE Instant-issue Visa debit card2
  • FREE online banking and bill pay
  • No foreign transaction fees
  • Access to your money at over 5,000 network credit unions in all 50 states, Puerto Rico and military bases around the world with Co-Op Shared Branching

Value Checking
Effective Date: January 1, 2018
Dividend RateAPY*Min. Deposit Req.Min. Balance to earn APY
Tier 1
($500.00 - $749.99)
0.20% 0.20% $100.00 $0.00 - $749.99
Tier 2
($750.00 - $999.99)
0.25% 0.25% $100.00 $750.00 - $999.99
Tier 3
($1000.00 and above)
0.30% 0.30% $100.00 $1,000 and above
*APY = Annual Percentage Yield.

How We Measure Up

Coast360's Value Checking isn't too good to be true. Take a look at our charge below to see how we measure up to The Other Guys3.

  Coast360 The Other Guys'
APY 0.20% - 0.30% 0.02% - 0.12%
Minimum Balance Required To Avoid Service Fee $0 $500 - $1,000
Monthly Service Fee $0 $6 - $16
Debit/Check Card Free Free
Online Bill Pay Free up to $5.99
Wire Transfers $20 - $35 (Domestic) $40 - $150 (Domestic)

Already a Member?

Click here to access our simple step-by-step switch kit. It has everything you need to transfer your checking account to Coast360. Get started today!

Not a Member Yet?

Start your membership application online or visit any of our conveniently located member centers.

1APY is Annual Percentage Yield. APY is effective as of 1/1/2018 and subject to change without notice.
2First-issued Visa debit card is free. An instant-issue debit card is provided upon account opening and is subject to system and card stock availability. Cards are ready for use within 24-hours after issuance. Replacement fee for lost or stolen cards is $10.00.
3Comparison chart based on other local financial institution’s interest-bearing checking accounts as of 12/24/13.

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