We currently offer one type of checking account. Why? Because we’re confident this is an account everyone will enjoy. It’s a practical yet value-filled choice because unlike traditional free-checking accounts, it cost nothing to maintain, but still allows you to earn a little more on the money you use most.
- Earn up to 0.30% APY1
- No minimum balance requirement to avoid a service fee
- No monthly service fees
- FREE Instant-issue Visa debit card2
- FREE online banking and bill pay
- No foreign transaction fees
- Access to your money at over 5,000 network credit unions in all 50 states, Puerto Rico and military bases around the world with Co-Op Shared Branching
|Effective Date: January 1, 2018|
|Dividend Rate||APY*||Min. Deposit Req.||Min. Balance to earn APY|
||0.20%||0.20%||$100.00||$0.00 - $749.99|
||0.25%||0.25%||$750.00 - $999.99|
||0.30%||0.30%||$1,000 and above|
|*APY = Annual Percentage Yield.|
How We Measure Up
Coast360's Value Checking isn't too good to be true. Take a look at our charge below to see how we measure up to The Other Guys3.
|Coast360||The Other Guys'|
|APY||0.20% - 0.30%||0.02% - 0.12%|
|Minimum Balance Required To Avoid Service Fee||$0||$500 - $1,000|
|Monthly Service Fee||$0||$6 - $16|
|Online Bill Pay||Free||up to $5.99|
|Wire Transfers||$20 - $35 (Domestic)||$40 - $150 (Domestic)|
Already a Member?
Click here to access our simple step-by-step switch kit. It has everything you need to transfer your checking account to Coast360. Get started today!
Not a Member Yet?
1APY is Annual Percentage Yield. APY is effective as of 1/1/2018 and subject to change without notice.
2First-issued Visa debit card is free. An instant-issue debit card is provided upon account opening and is subject to system and card stock availability. Cards are ready for use within 24-hours after issuance. Replacement fee for lost or stolen cards is $10.00.
3Comparison chart based on other local financial institution’s interest-bearing checking accounts as of 12/24/13.