Traditional - ROTH- Educational IRAs
Minimum Deposit
APY*
IRAs Traditional / ROTH / & Coverdell ESA
$5
0.75%

12 Months

$500

1.30%

12 Months Jumbo
$100,000
1.55%
24 Months
$500
1.80%

24 Months Jumbo

$100,000

2.00%

36 Months
$500
1.85%
36 Months Jumbo
$100,000
2.10%
48 Months
$500
1.95%
48 Months Jumbo
$100,000
2.20%
60 Months
$500
2.25%
60 Months Jumbo
$100,000
2.40%


* *All rates are expressed as Annual Percentage Yields and are subject to change without notice. Yields are effective May 20, 2011. Minimum  amount required to open a regular timeshare is $500.00, a minimum of $100,000.00 to open jumbo timeshares and a minimum of $5.00 for IRAs, early withdrawal penalties apply. Applicable fees may reduce the earnings of the accounts. Products and services offered are available to qualified members. Includes trust, UGMA and all IRAs.

** Check with your tax consultant for more information

 

Rates

IRA
Effective Date: May 20, 2011
NameRate
IRAs Traditional/ROTH/ & Coverdell ESA 0.75%
IRA 12 Months 1.30%
IRA 24 Months 1.80%
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. The insurance limit was permanently increased to $250,000 per individual depositor on September 17, 2010.