CU Web Branch

 

 


We’re the only Credit Union on-island with a FIXED-RATE Home Equity Loan, a form of credit in which your home is used as collateral. It gives you an easy way to convert your home’s equity into cash for things like home improvement, debt consolidation, medical expenses, education financing, and more! What’s more, some home equity loans can be claimed as a tax deduction: consult your tax advisor for more information.



Our Mortgage Loans offers you:

 

Refinance: 80% of the appraised value.

Construction: 80% of the appraised value.

Purchase: 80% to 95% of the appraised or purchase value which ever is lower.


Loan amounts up to $625,500 for single family dwelling

$800,775 for 2 units

$967,950 for 3 units

$1,202,925 for 4 units

  • Minimum loan amount of $25,001
  • No prepayment penalty
  • Lowest interest rate you'll find at any credit union on island
  • Repayment terms up to 30 years
  • Low closing costs
  • Local decisions

 

Our Home Equity loan offers you:

  • Loan amounts up to $75,000
  • Minimum loan amount of $20,000
  • Credit limits available up to 80% of your home and lot appraised value, less the balance on your first mortgage (if any)
  • Lowest interest rate you'll find at any credit union on island
  • Repayment terms up to 15 years
  • Low closing costs

 

Meet our CU @ Home team for more information about our rates or other mortgage inquiries.

  • Serna Saure at 671-479-8276
  • Genedine Calvo at 671-479-8249
  • Norma Jean B. Flores at 671-479-8203
  • Call Center 671-477-8736


Apply today!
Download Mortgage Loan Application. Click here.

 
Mortgage Calculator
Mortgage Calculator


 

 

Rates

Home Equity/Mortgage
Effective Date: April 2, 2008
Mortgage & Home Equity LoanTermRate
Mortgage    
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