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SHARE PROGRAMS
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Share Programs
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APY*
|
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IRA Time Shares Minimum term of 12 months
|
| IRAs Traditional / ROTH / & Coverdell ESA |
|
|
12 Months
|
1.40%
|
| 24 Months |
|
| 36 Months |
|
| 48 Months |
|
| 60 Months |
|
| IRA Jumbo Time Share Traditional / Roth / & Coverdell ESA |
|
|
12 Months
|
1.60%
|
|
24 Months
|
2.15%
|
|
36 Months
|
2.20%
|
|
48 Months
|
2.41%
|
|
60 Months
|
2.45%
|
|
CU Share Savings
Minimum $5.00 required to establish account
|
0.75%
|
CU Time Shares
Minimum $500 required to establish account |
|
3 months
|
0.95%
|
|
6 months
|
1.15%
|
|
9 months
|
1.20%
|
|
12 months
|
1.40%
|
|
18 months
|
1.75%
|
| 24 months |
1.90%
|
|
36 months
|
1.95%
|
|
48 months
|
2.19%
|
|
60 months
|
2.18%
|
CU Jumbo Time Shares
Minimum $100,000 required to establish account |
| 3 months |
1.20%
|
|
6 months
|
1.35%
|
|
9 months
|
1.40%
|
|
12 months
|
1.60%
|
|
18 months
|
1.95%
|
|
24 months
|
2.15%
|
|
36 months
|
2.20%
|
|
48 months
|
2.41%
|
|
60 months
|
2.45%
|
|
CU Club Accounts
Minimum $5 required to establish account
|
1.40%
|
|
CU Advantage Free Checking
Minimum $100 required to establish account
|
0.05%
|
|
CU Money Fund Plus
Minimum $2500 required to establish account
|
|
CU Money Fund Plus $2,500.00 to $49,999.99
|
1.35%
|
|
CU Money Fund Plus $50,000.00 to $99,999.99
|
1.60%
|
|
CU Money Fund Plus $100,000.00 to $199,999.99
|
1.87%
|
|
CU Money Fund Plus $200,000.00 and above
|
2.36%
|
*All rates are expressed as Annual Percentage Yields and are subject to change without notice.Yields are effective September 1, 2010. Minimum amount required to open the following accounts are: CU Time Shares $500.00, CU Jumbo Time Shares $100,000.00, IRA $25.00, CU Money Fund Plus $2,500.00. Early withdrawal penalties apply. Applicable fees may reduce the earnings of the accounts. Products and services offered and available for qualified members.
LOAN PROGRAMS
|
Loan Programs
|
APR*
|
| CU At Home** |
Now Available |
|
 1st Mortgage
|
Now Available |
| Construction |
Now Available |
| Refinance |
Now Available |
|
Home Equity
|
Now Available
|
|
Regular Loans
|
as low as 7.99%
|
|
Line of Credit
|
as low as 8.99%
|
|
Shared Secured Loans
|
as low as 2.00%
above dividend rate
|
|
Motorcycle Loan
|
as low as 7.99%
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New Auto Loans
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as low as 5.99%
|
|
Used Auto Loans
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as low as 6.99%
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*APR = Annual Percentage Rate. Rate as of September 1, 2010 Financing for 84 months. 100% financing available only to approved buyers. Auto loans up to five model years or newer. Rates and conditions are determined by the Asset and Liability Committee (ALCO) and are subject to change without notice. Subject to credit approval. Certain restrictions apply, call 477-8736 or contact us at www.coast360fcu.com. Direct deposit payment highly recommended.
**Specific loan programs may have qualifying areas; such as income, credit, loan to value ratios, length of employment, property type, etc. Rates and program guidelines are subject to change without notice. There is no guarantee that all loans meeting published guidelines will be approved. Certain restrictions may apply. Call 477-8736 for more details.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Congress has temporarily increased NCUA share insurance form $100,000 to $250,000 per depositor through December 2013.