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What does the ACH Verification process consist of?

With this process, each time you add a new financial institution to your account list, a verification process will be required before an ACH transaction can be scheduled.

  • Within the next 23 business days after adding your external account, (2) test verification deposit amounts will credit and debit your external account
  • When these amounts are received at your other institution, login to your Coast360 online service or mobile app again and select “Verify” beside the external account
  • The verification amount must include the decimal
  • Once your external account is linked, a confirmation message will prompt and the account will appear as “Active”
  • The daily ACH transfer limit if $5,000. The monthly outgoing ACH transfer limit is $20,000
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