Coast360 Federal Credit Union Go to main content
Apply for a Coast360 FCU Loan Member Switch Kit
Routing Number 321481612

Common Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Effective February 1, 2022 

Check Printing Varies based on style & quantity
Counter Checks per page (4 per sheet) in excess of 1 sheet per month $1.50
Copy of check (each) $1.50
Cashier's Check (each) $5.00
Statement Copy (each) $5.00
Return Mail Statement (Includes return eStatement email notification) $5.00
Account research per hour (minimum one hour) $25.00
Account reconciliation (per hour) $25.00
Account closure (within 90 days of opening) $25.00
Stop Payment, each item (check or ACH) $13.00
ACH Origination $3.00
ATM/Visa Debit/Visa Credit Replacement Card 10.00
ATM Transactions at ATMs we do not own (per transaction) $2.00
ATM Inquiries at ATMs we do not own (per inquiry) $1.00

The categories of transactions for which an overdraft fee maybe imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. 

Overdraft - each overdraft paid $25.00
Non-sufficient funds - each $25.00
Deposited checks (& other non-cash items) returned unpaid $25.00
Overdraft Protection (Automated) per transfer $3.00

Dormant Share Account

A share account is considered dormant if for 12 months, no withdrawals or deposits, other than credited dividends, have been made to the account. The maintenance fee for a dormant account is $5.00 per month.

Legal Process

Garnishments $25.00
Executions $25.00
Levies $25.00

Wire Transfers

Domestic wire transfer (Incoming) $10.00
Domestic wire transfer (Outgoing):  
        $0.01 - $5,000.00 $25.00
        $5,000.01 - $100,000.00 $30.00
        $100,000.01 or more $35.00
International wire transfer (Incoming) $40.00
International wire transfer (Outgoing):  
        $0.01 - $5,000.00 $45.00
        $5,000.01 - $100,000.00  $50.00
        $100,000.01 or more $55.00

Night Deposit Services

Key deposit (per key) $5.00
Night depository disposable bags (per bag)  
     Medium size $0.25
     Large size $0.65

Safe Deposit Box Fees

Box size: 3 x 10 x 22: rental fee per year $45.00
Box size: 5 x 10 x 22: rental fee per year $75.00
Lock replacement fee $60.00
Lost key/forced open fee $155.00
Late rental fee per month $20.00

Notary Services

Members Free
Non-Members (each signature) $10.00

Electronic Banking Services

Retail Online Banking   
        Coast by Phone (Telephone Banking) Free
        Coast360 Online (Online Banking) Free
               ACH Origination Free
        Mobile Deposit Free
        Bill Pay (Electronic Bill Payment)  
               Access and Bill Payment Free
               Check copy per item $5.00
               Stop Payment
               (An automatic stop payment with fee will be placed on any item oustanding over 90 days)  
               Returned Item $25.00 
Business Online Service Packages  
        Sole Proprietor on Retail Basic
All standard retail online banking features excluding Bill Pay 
        Sole Proprietor on Retail Plus
All standard retail online banking features including Bill Pay
        Business Basic Limited
Business online banking features with limited access and activities 
        Business Basic 
Standard business online banking features excluding Bill Pay
        Business Plus 
Standard business online banking features including Bill Pay 
        Business Pro
        Standard business online banking features including Business Bill Pay, ACH Origination and Domestic Wires
Electronic Statements Free

Special Cash Handling Fees for Member Businesses

Cash deposits (per $1,000.00)  
        $0.01 - $4,999.99 Free
        $5,0000.00 - $14,999.99 $0.25
        $15,000.00 - $49,999.99 $0.50
        $50,000.00 - $99,999.99 $0.75
        $100,000.00 - $249,999.99 $1.00
        $250,000.00 or greater $1.50
Cash deposits (aggregate), over the counter or via the Coin Kiosk (per $1,000.00)  
        $0.01 - $999.99 Free
        $1,000.00 or greater $2.50
Cash Withdrawals (per $1,000.00)  
        $0.01 - $999.99 Free
        $1,000.00 or greater $1.50
Cash Exchanges (per $1,000.00)  
        $0.01 - $999.99 Free
        $1,000.00 or greater $1.50 
Go to main navigation