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Routing Number 321481612

Share Rates

Special Term Share Promo
Effective Date: May 1, 2023
TermAPY*
Minimum $2,500 required to establish account, $250,000 for Jumbo.
6 months 2.75%
9 months 3.60%
12 months 4.50%
18 months 4.35%
24 months 4.40%
36 months 4.10%

Special IRA Term Share & Jumbo Promo
Effective Date: Feb. 6, 2023
TermAPY*
Minimum $2,500 required to establish account, $250,000 for Jumbo.
12 months 4.30%
24 months 4.40%
36 months 4.10%

Savings Account
Effective Date: June 22, 2020
APY*Min. Deposit Req.
Share Savings 0.25% $5.00
*APY is Annual Percentage Yield and is subject to change without notice.

Value Checking
Effective Date: June 22, 2020
Dividend RateAPY*Min. Deposit Req.Min. Balance to earn APY
Tier 1
0.15% 0.15% $100.00 $749.99 or less
Tier 2
0.20% 0.20% $100.00 $750.00 - $999.99
Tier 3
0.25% 0.25% $100.00 $1,000 and above
*APY is Annual Percentage Yield and is subject to change without notice.

Club Accounts
Effective Date: Feb. 6, 2023
APY*Min. Deposit Req.
Christmas Club 1.35% $5.00
*APY is Annual Percentage Yield. Rate is subject to change without notice.

Money Market
Effective Date: October 1, 2021
APY*Min. Deposit Req.Min. Balance to earn APY
0.30% $2,500.00 $2,500 - $9,999.99
0.30%   $10,000 - $24,999.99
0.35%   $25,000 - $49,999.99
0.35%   $50,000 - $99,999.99
0.35%   $100,000 and over
*APY = Annual Percentage Yield.

Kids360 & Teen360 Program
Effective Date: June 22, 2020
NameAPY*Min. Deposit Req.
Kids360 Share Savings 0.50% $5.00
Teen360 Share Savings 0.50% $5.00
Teen360 Value Checking
Tier 1 ($500.00 - $749.99)
0.15% $25.00
Teen360 Value Checking
Tier 2 ($750.00 - $999.99)
0.20% $25.00
Teen360 Value Checking
Tier 3 ($1000.00 and above)
0.25% $25.00
Summer Club
(available for Kids360 & Teen360 only)
0.50% $5.00
*APY is Annual Percentage Yield and is subject to change without notice.

Term Shares
Effective Date: Feb. 6, 2023
TermAPY*
Minimum $500 required to establish account
3 months 0.40%
6 months 0.45%
9 months 0.50%
12 months 0.60%
18 months 0.60%
24 months 0.60%
36 months 0.75%
48 months 0.75%
60 months 0.95%
*APY is Annual Percentage Yield and is subject to change without notice.

Jumbo Term Shares
Effective Date: Feb. 6, 2023
TermAPY*
Minimum $100,000 required to establish account
3 months 0.45%
6 months 0.55%
9 months 0.55%
12 months 0.65%
18 months 0.65%
24 months 0.65%
36 months 0.80%
48 months 0.80%
60 months 1.00%
*APY is Annual Percentage Yield and is subject to change without notice.

IRA Term Shares
Effective Date: March 1, 2021
TermAPY*
IRAs Traditional / ROTH / Coverdell ESA
Minimum $500 required to establish account
12 months 0.60%
24 months 0.60%
36 months 0.75%
48 months 0.75%
60 months 0.95%
*APY is Annual Percentage Yield and is subject to change without notice.

IRA Jumbo Term Share
Effective Date: March 1, 2021
TermAPY*
IRA Jumbo Term Share Traditional / ROTH / Coverdell ESA
Minimum $100,000 required to establish account
12 months 0.65%
24 months 0.65%
36 months 0.80%
48 months 0.80%
60 months 1.00%
*APY is Annual Percentage Yield.

IRAs Traditional / ROTH / Coverdell ESA Savings Account
Effective Date: June 22, 2020
Dividend RateAPY*Min. BalanceDividend CompoundedDividend Period
0.25% 0.25% $5.00 Daily Quarterly
*APY is Annual Percentage Yield

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