Term Shares & IRAs
| Term Shares | |
| Effective Date: January 1, 2025 | |
| Term | APY* |
| Minimum $500 required to establish account | |
| 3 months | 2.05% |
| 6 months | 4.00% |
| 9 months | 4.05% |
| 12 months | 4.15% |
| 18 months | 4.00% |
| 24 months | 3.90% |
| 36 months | 3.70% |
| 48 months | 3.25% |
| 60 months | 3.55% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
| Jumbo Term Shares | |
| Effective Date: January 1, 2025 | |
| Term | APY* |
| Minimum $100,000 required to establish account | |
| 3 months | 2.10% |
| 6 months | 4.05% |
| 9 months | 4.10% |
| 12 months | 4.20% |
| 18 months | 4.05% |
| 24 months | 3.95% |
| 36 months | 3.75% |
| 48 months | 3.30% |
| 60 months | 3.60% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
Ready to open an account? Contact us to schedule your appointment or stop by any of our Coast360 locations.
IRAs
Looking forward to retirement? Be sure you’re prepared. We offer Traditional and ROTH IRA’s to help you start saving for retirement. We also offer an Educational IRA to help reduce the financial stress that comes with paying for college.
| IRAs Traditional / ROTH / Coverdell ESA Savings Account | ||||
| Effective Date: June 22, 2020 | ||||
| Dividend Rate | APY* | Min. Balance | Dividend Compounded | Dividend Period |
| 0.25% | 0.25% | $5.00 | Daily | Quarterly |
| *APY is Annual Percentage Yield | ||||
IRA Term Shares
If you would like to see your IRAs gain more interest, consider opening an IRA Term Share.
| IRA Term Shares | |
| Effective Date: January 1, 2025 | |
| Term | APY* |
| IRAs Traditional / ROTH / Coverdell ESA | |
| Minimum $500 required to establish account | |
| 12 months | 4.15% |
| 24 months | 3.90% |
| 36 months | 3.70% |
| 48 months | 3.25% |
| 60 months | 3.55% |
| *APY is Annual Percentage Yield and is subject to change without notice. | |
| IRA Jumbo Term Share | |
| Effective Date: January 1, 2025 | |
| Term | APY* |
| IRA Jumbo Term Share Traditional / ROTH / Coverdell ESA | |
| Minimum $100,000 required to establish account | |
| 12 months | 4.20% |
| 24 months | 3.95% |
| 36 months | 3.75% |
| 48 months | 3.30% |
| 60 months | 3.60% |
| *APY is Annual Percentage Yield. | |
Term Share and IRA Term Share: *APY is Annual Percentage Yield as is effective 1/1/2025. All returned item fees and early account closure fees will apply. The minimum balance required to open this account is $500 ($100,000 for a Jumbo Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalties: If you withdraw any or all funds in this account before maturity, you will forfeit all dividends that have been earned on the account up to the date of withdrawal and effectuate the account closure. Rates are subject to change without notice. Terms and conditions apply. Coast360 membership is required.
Go to main navigation