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Routing Number 321481612

Term Shares & IRAs

Term Shares

Most financial institutions require a deposit of at least $1,000.00 to earn interest on a certificate of deposit. With Coast360 you have the opportunity to earn higher interest with as low as $500.00.

Term Shares
Effective Date: January 1, 2022
TermAPY*
Minimum $500 required to establish account
3 months 0.40%
6 months 0.45%
9 months 0.50%
12 months 0.60%
18 months 0.60%
24 months 0.60%
36 months 0.75%
48 months 0.75%
60 months 0.95%
*APY is Annual Percentage Yield and is subject to change without notice.

Jumbo Term Shares
Effective Date: March 1, 2021
TermAPY*
Minimum $100,000 required to establish account
3 months 0.45%
6 months 0.55%
9 months 0.55%
12 months 0.65%
18 months 0.65%
24 months 0.65%
36 months 0.80%
48 months 0.80%
60 months 1.00%
*APY is Annual Percentage Yield and is subject to change without notice.

IRAs

Looking forward to retirement? Be sure you’re prepared. We offer a Traditional and ROTH IRA’s to help you start saving for retirement. We also offer an Educational IRA to help reduce the financial stress that comes with paying for college.

IRAs Traditional / ROTH / Coverdell ESA Savings Account
Effective Date: June 22, 2020
Dividend RateAPY*Min. BalanceDividend CompoundedDividend Period
0.25% 0.25% $5.00 Daily Quarterly
*APY is Annual Percentage Yield

IRA Term Shares

If you would like to see your IRAs gain more interest, consider opening an IRA Term Share.

IRA Term Shares
Effective Date: March 1, 2021
TermAPY*
IRAs Traditional / ROTH / Coverdell ESA
Minimum $500 required to establish account
12 months 0.60%
24 months 0.60%
36 months 0.75%
48 months 0.75%
60 months 0.95%
*APY is Annual Percentage Yield and is subject to change without notice.

IRA Jumbo Term Share
Effective Date: March 1, 2021
TermAPY*
IRA Jumbo Term Share Traditional / ROTH / Coverdell ESA
Minimum $100,000 required to establish account
12 months 0.65%
24 months 0.65%
36 months 0.80%
48 months 0.80%
60 months 1.00%
*APY is Annual Percentage Yield.

The minimum balance required to open this account is $500 ($100,000 for a Jumbo Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalty: An early closure fee of $25 will apply to new accounts closed within 90 days from account opening.  If your account has an original maturity of one year or less, the penalty we may impose will equal 30 days dividends on the amount withdrawn (full principal) plus the early account closure fee, if applicable. If your account has an original maturity of more than one year and up to three years, the penalty we may impose will equal 90 days dividends on the amount withdrawn (full prinicipal) plus an the early account closure fee, if applicable. If your account has an original maturity greater than three years, the penality we may impose iwll equal 180 days dividends on the amount withdrawn (full principal) plus the early account closure fee, if applicable. Penalties and applicable fees will be deducted from the dividends earned up the date of withdrawal and may reduce the principal balance of the account. Terms and conditions apply.  

 

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