Coast360 Federal Credit Union Go to main content
Apply for a Coast360 FCU Loan Member Switch Kit
Routing Number 321481612

Mortgage & Home Equity Loans


A new home is one of the largest purchases many of us will ever make. Our experienced mortgage officers are here to guide you every step of the way. Whether you’re looking to purchase, refinance or build, consider Coast360 for your mortgage needs

Types: Benefits:
  • Residential (Purchase/Refinance)
  • VA Mortgage
  • Home Equity
  • Construction
  • Up to 95% LTV
  • Low to no origination fees or points
  • Terms up to 30 years
  • No prepayment penalties

Home Equity Loans

Whether it's for a home improvement project or assistance sending your graduate off to college, let your home's equity work for you.


  • Finance up to 80% of the home's value*
  • Competitive interest rates
  • Terms up to 20 years 

Coast360 offers competitive rates and programs. Call or email us for more information about our Refinance, Construction, VA, Home Equity and Vacant Land programs and rates. We look forward to hearing from you. 

Ready to apply?

Visit our list of mortgage application resources. For inquiries, email us at


*Loan amount will be limited to eighty percent (80%) of the appraised value of the home, less any pre-existing first mortgage. Home equity loans will be made only on the member's principal (owner-occupied) residence. Other terms and conditions apply. Coast360 membership is required prior to loan closing. 

All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

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